A True Partner

Total Lending Concepts works through strong and deep fundamentals. We are acutely aware of the needs of our originating partners and the importance of servicing and maintaining your Realtor and other referral relationships. Our sense of urgency and team spirit on every loan strengthens our process execution, from underwriting turn times, stip clearing, doc prep and closing.  But our number one fundamental culture is supporting our partners and assisting them to grow their business and enhance their prosperity. We understand this basic concept to success and live by it.

Why TLC?

We are a purchase centric platform while at the same time seeking new origination models for your Loan Officers. Not only do we offer normal Conventional, Govie and Jumbo loan product options, but we also carry a multitude of Non QM products in-house so we can take advantage of the 40% of the U.S. housing market that is Non-Owner Occupied.

TLC Loan Officers have access to:

— Market specific Compensation Plans
— Loan Officer Assistants (LOA) and outstanding Processing.
— Competitive Rates
— Abundant Marketing Collateral, Portal, and personal Website
— Excellent Health, Dental & Eye Benefits (TLC pays $300) 401k with 3% Match
— All Agency Product Types including Conv, FHA, VA, USDA, Down Pymt Asst, Renovation, Jumbo, Home Town Heroes, OTC, manufactured homes, etc.
— Non QM Products including DSCR, Bank Statement, No Ratio, ITIN, Asset Depletion, etc.
— Driven Scenario Desk.
— Comfortable Pricing Concessions, when needed.
— Weekly Technology, Process Flow and Sales training online.